New

Send money, pay bills, manage crypto, run your business

Send money, pay bills, manage crypto and more

Talk to Money. Saly Gets It Done.

Saly AI is a super-intelligent financial assistant built for Africa and the world.

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See How It Works

See How It Works

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See How It Works

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See How It Works

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Move

Move

Move

money

money

money

smarter

smarter

smarter

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Across

Across

Across

naira,

naira,

naira,

dollars

dollars

dollars

and

and

and

crypto

crypto

crypto

-

-

-

in

in

in

one

one

one

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Conversation.

Conversation.

Conversation.

Saly AI executes payments, crypto swaps, business transactions, and cross-border transfers directly from WhatsApp & Telegram.

#SendMoney

#Crypto

#BusinessAccounts

#GlobalPayments

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    Crypto

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    Security

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    Fiat

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    Virtual Dollar Card

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    Clean workspace

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    Multi-Language

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    Intelligent System

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    Manage Finances

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AI-Powered Financial Infrastructure

Move money with intelligence, not friction.

Everything your financial life needs — powered by AI. This isn’t just another fintech app. This is a financial operating system.

Instant Send & Receive

Transfer money in seconds. Send to bank accounts, phone numbers, or Saly usernames — directly from WhatsApp. No switching apps. No long forms. Just tell Saly.

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    Access Bank

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    GT Bank

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    Wema Bank

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    Zenith Bank

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    and 50+ Banks

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    Access Bank

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    GT Bank

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    Wema Bank

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    Zenith Bank

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    and 50+ Banks

BUY, SELL & SWAP CRYPTO

Buy crypto instantly. Sell directly to naira. Swap across chains in seconds. Saly handles the complexity — you stay in control.

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

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Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

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Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

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Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

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Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

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Stretch routine

10 minutes

10:00 PM

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Plan tomorrow

5 minutes

07:30 AM

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Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

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Drink 3 glasses of water

Before 11:00 AM

10:00 AM

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Deep work session

60 minutes

11:30 AM

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Read 10 pages

30 minutes

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

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Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

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Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

Stretch routine

10 minutes

10:00 PM

Plan tomorrow

5 minutes

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

Drink 3 glasses of water

Before 11:00 AM

10:00 AM

Deep work session

60 minutes

11:30 AM

Read 10 pages

30 minutes

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

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Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

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Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

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Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

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Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

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Stretch routine

10 minutes

10:00 PM

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Plan tomorrow

5 minutes

07:30 AM

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Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

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Drink 3 glasses of water

Before 11:00 AM

10:00 AM

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Deep work session

60 minutes

11:30 AM

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Read 10 pages

30 minutes

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BUSINESS ACCOUNTS

Accept payments in fiat and crypto. Track transactions in real-time. Manage expenses and payouts with AI. Built for African businesses going global.

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AI FINANCIAL INSIGHTS

Saly analyzes your spending patterns and gives real-time insights. Know where your money goes. Set savings goals. Get AI recommendations.

Your week at a glance

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Food

0%
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0%

Savings

0%
0%
0%

Expenses

Total Monthly Credits

1219

Higher than the last

Total Monthly Credits

1219

Higher than the last

Total Monthly Credits

1219

Higher than the last

Total Monthly Debits

1101

Better than the last

Total Monthly Debits

1101

Better than the last

Total Monthly Debits

1101

Better than the last

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VIRTUAL DOLLAR CARD

Create a virtual USD card instantly. Pay for ads, subscriptions, and international purchases without stress.

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Fits every lifestyle

Adapted for the way you live and work

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Individuals

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Businesses

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Freelancers & Creators

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Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

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Individuals

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Businesses

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Freelancers & Creators

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Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

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Individuals

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Businesses

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Freelancers & Creators

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Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

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Built for individuals, businesses, creators, and families — wherever money needs to move.

Real money. Real users. Real growth.

How Africa moves money with SALY AI

₦200M+

Transaction volume processed

Transaction volume processed

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02468
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AI transaction accuracy

02469
02468
%

AI transaction accuracy

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K

Payments processed

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K

Payments processed

00001
+

Countries supported

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+

Countries supported

Immediate Block

Lost Your Phone? Secure Your Saly Account Instantly

If your device is stolen or compromised, don’t worry you can freeze your Saly account right from any WhatsApp device. We’ll pause all payment activity and guide you through recovery.

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Passcode for Every Move

Every transaction is protected with secure authentication before approval.

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Passcode for Every Move

Every transaction is protected with secure authentication before approval.

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Passcode for Every Move

Every transaction is protected with secure authentication before approval.

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Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

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Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

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Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

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Privacy on Your Terms

You control what’s visible and how your data is used.

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Privacy on Your Terms

You control what’s visible and how your data is used.

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Privacy on Your Terms

You control what’s visible and how your data is used.

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Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

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Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

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Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

A closer look

How people use Saly AI every day

4.5/5

Star

(Trusted by 1582+ users)

The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

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I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

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Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

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View all Reviews

The AI voice feature is crazy. I literally tell it what I want to do.

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Abdul

Gym Trainer

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Sending money feels like chatting with a smart assistant.

Laura

Product Designer

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The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

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Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

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Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

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It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

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The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

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Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

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Sending money feels like chatting with a smart assistant.

Laura

Product Designer

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Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

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It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

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The AI voice feature is crazy. I literally tell it what I want to do.

Avatar

Abdul

Gym Trainer

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I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

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Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

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The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

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View all Reviews

The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

Social Icon
Social Icon

The AI voice feature is crazy. I literally tell it what I want to do.

Avatar

Abdul

Gym Trainer

Social Icon
Social Icon

Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

Social Icon
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I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

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Sending money feels like chatting with a smart assistant.

Laura

Product Designer

Social Icon
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Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

Social Icon
Social Icon

Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

Social Icon
Social Icon

The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

Social Icon
Social Icon

It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

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View all Reviews

Common questions

Frequently asked questions

What is SALY AI?

SALY AI is an intelligent financial platform that lets you send and receive money, buy and swap crypto, manage expenses, pay bills, and spend directly from crypto — all powered by AI.

What is SALY AI?
What is SALY AI?

SALY AI is an intelligent financial platform that lets you send and receive money, buy and swap crypto, manage expenses, pay bills, and spend directly from crypto — all powered by AI.

Is SALY AI secure?
Is SALY AI secure?
Is SALY AI secure?
Can I buy and sell cryptocurrency on SALY AI?
Can I buy and sell cryptocurrency on SALY AI?
Can I buy and sell cryptocurrency on SALY AI?
Can I spend directly from crypto?
Can I spend directly from crypto?
Can I spend directly from crypto?
Do you support business accounts?
Do you support business accounts?
Do you support business accounts?

Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

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Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

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Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

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Scan the QR code to start using Saly AI

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Scan the QR code to start using Saly AI

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Scan the QR code to start using Saly AI

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