New

Send money, pay bills, manage crypto, run your business

Send money, pay bills, manage crypto and more

Talk to Money. Saly Gets It Done.

Saly AI is a super-intelligent financial assistant built for Africa and the world.

Start with WhatsApp

See How It Works

Move

money

smarter

Across

naira,

dollars

and

crypto

-

in

one

Conversation.

Saly AI executes payments, crypto swaps, business transactions, and cross-border transfers directly from WhatsApp & Telegram.

#SendMoney

#Crypto

#BusinessAccounts

#GlobalPayments

Crypto
Security
Fiat
Virtual Dollar Card

Clean workspace
Multi-Language
Intelligent System
Manage Finances

4.7 rating (based on 125 reviews)

Trusted by 2000+ users. ₦200M+ processed in days

Start on WhatsApp

Open Business Account

AI-Powered Financial Infrastructure

Move money with intelligence, not friction.

Everything your financial life needs — powered by AI. This isn’t just another fintech app. This is a financial operating system.

Instant Send & Receive

Transfer money in seconds. Send to bank accounts, phone numbers, or Saly usernames — directly from WhatsApp. No switching apps. No long forms. Just tell Saly.

Access Bank
GT Bank
Wema Bank
Zenith Bank
and 50+ Banks

Access Bank
GT Bank
Wema Bank
Zenith Bank
and 50+ Banks

BUY, SELL & SWAP CRYPTO

Buy crypto instantly. Sell directly to naira. Swap across chains in seconds. Saly handles the complexity — you stay in control.

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

Stretch routine

10 minutes

10:00 PM

Plan tomorrow

5 minutes

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

Drink 3 glasses of water

Before 11:00 AM

10:00 AM

Deep work session

60 minutes

11:30 AM

Read 10 pages

30 minutes

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

Stretch routine

10 minutes

10:00 PM

Plan tomorrow

5 minutes

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

Drink 3 glasses of water

Before 11:00 AM

10:00 AM

Deep work session

60 minutes

11:30 AM

Read 10 pages

30 minutes

Crypto Dashboard

Live Market — Updated Now

+2.4% Portfolio Growth Today

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

09:00 AM

Swap ETH → USDT 0.5 ETH → 1,450 USDT

10:00 AM

Sell BTC | 0.002 BTC → ₦120,500

11:30 AM

Portfolio: USDT — 320.5 | BTC — 0.004

05:00 PM

Stretch routine

10 minutes

10:00 PM

Plan tomorrow

5 minutes

07:30 AM

Buy USDT | ₦100,000 → 64.3 USDT

15 minutes

09:00 AM

Drink 3 glasses of water

Before 11:00 AM

10:00 AM

Deep work session

60 minutes

11:30 AM

Read 10 pages

30 minutes

BUSINESS ACCOUNTS

Accept payments in fiat and crypto. Track transactions in real-time. Manage expenses and payouts with AI. Built for African businesses going global.

Get a Business Account

AI FINANCIAL INSIGHTS

Saly analyzes your spending patterns and gives real-time insights. Know where your money goes. Set savings goals. Get AI recommendations.

Your week at a glance

Food

Savings

Expenses

Total Monthly Credits

1219

Higher than the last

Total Monthly Credits

1219

Higher than the last

Total Monthly Credits

1219

Higher than the last

Total Monthly Debits

1101

Better than the last

Total Monthly Debits

1101

Better than the last

Total Monthly Debits

1101

Better than the last

VIRTUAL DOLLAR CARD

Create a virtual USD card instantly. Pay for ads, subscriptions, and international purchases without stress.

Netflix Subscription
Successfully Renewed your Netflix Subscription
Apple Music Subscription
Subscription Successfully Renewed.
Spotify Subscription Renewal
Subscription Successfully Renewed.

Purchase Udemy Course?
Successfully Purchased Udemy Course.
Youtube Music Subscription
Successfully Renewed Your Subscription.
Alibaba Purchase
Payment Successfully Done.

NameCheap Subscription
Successfuly Renewed Your Hosting Subscription.
Digital Ocean Subscription
Successfully Renewed Your Digital Subscription
Google Developer Payment
Payment made successfully.

Apple Developer Subsciption
Subscription Successfully Renewed.
Apple Music Subscription
Successfully Renewed Your Apple Music Subscription.
Amazon Prime Subscription
Successfully Renewed Your Amazon Prime Subscription

COD Points
Successfully Purchased COD Points.
Netflix Subscription
Successfully Renewed Your Netflix Subscription.
Canva Subscription
Successfully Renewed Your Canva Subscription.

Fits every lifestyle

Adapted for the way you live and work

Individuals

Businesses

Freelancers & Creators

Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

Individuals

Businesses

Freelancers & Creators

Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

Individuals

Businesses

Freelancers & Creators

Global Users

For everyday people managing real-life expenses. Bills. Transfers. Crypto. Savings. Handled in one conversation.

92%

successful transaction completion

Built for individuals, businesses, creators, and families — wherever money needs to move.

Real money. Real users. Real growth.

How Africa moves money with SALY AI

₦200M+

Transaction volume processed

02469

02468

AI transaction accuracy

02469

02468

AI transaction accuracy

00001

00000

Payments processed

00001

00000

Payments processed

00001

Countries supported

00001

Countries supported

Immediate Block

Lost Your Phone? Secure Your Saly Account Instantly

If your device is stolen or compromised, don’t worry you can freeze your Saly account right from any WhatsApp device. We’ll pause all payment activity and guide you through recovery.

Block Account

Passcode for Every Move

Every transaction is protected with secure authentication before approval.

Passcode for Every Move

Every transaction is protected with secure authentication before approval.

Passcode for Every Move

Every transaction is protected with secure authentication before approval.

Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

Keep It Hidden, Keep It Yours

Your sensitive data is encrypted end-to-end at all times.

Privacy on Your Terms

You control what’s visible and how your data is used.

Privacy on Your Terms

You control what’s visible and how your data is used.

Privacy on Your Terms

You control what’s visible and how your data is used.

Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

Blockchain Security

Crypto transactions are secured with advanced blockchain protocols.

A closer look

How people use Saly AI every day

4.5/5

(Trusted by 1582+ users)

The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

View all Reviews

The AI voice feature is crazy. I literally tell it what I want to do.

Abdul

Gym Trainer

Sending money feels like chatting with a smart assistant.

Laura

Product Designer

The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

Sending money feels like chatting with a smart assistant.

Laura

Product Designer

Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

The AI voice feature is crazy. I literally tell it what I want to do.

Abdul

Gym Trainer

I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

View all Reviews

The crypto swap feature is insanely smooth. I don’t even use other apps anymore.

Segun

Student

The AI voice feature is crazy. I literally tell it what I want to do.

Abdul

Gym Trainer

Finally an app where I can manage my expenses and crypto in one place.

Chioma

Content Writer

I use the virtual dollar card for my subscriptions. Zero declined payments.

Daniel

Software Engineer

Sending money feels like chatting with a smart assistant.

Laura

Product Designer

Saly AI made my business payments organized. Clean dashboard.

Seun

Marketing Specialist

Buying and selling crypto is fast, and the rates are competitive.

Kelvin

University Student

The image payment option is wild. I snapped an account number and paid instantly.

Blessing

Fitness Coach

It feels like Revolut and Binance had an African AI baby.

Olamide

UX Researcher

View all Reviews

Common questions

Frequently asked questions

Can't find your answer?

What is SALY AI?

SALY AI is an intelligent financial platform that lets you send and receive money, buy and swap crypto, manage expenses, pay bills, and spend directly from crypto — all powered by AI.

What is SALY AI?

SALY AI is an intelligent financial platform that lets you send and receive money, buy and swap crypto, manage expenses, pay bills, and spend directly from crypto — all powered by AI.

Is SALY AI secure?

Can I buy and sell cryptocurrency on SALY AI?

Can I spend directly from crypto?

Do you support business accounts?

Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

Try Now on Whatsapp

Try Now On Telegram

Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

Try Now on Whatsapp

Try Now On Telegram

Send. Swap. Spend. Smarter.

Payments, crypto, bills, business accounts and virtual dollar cards — all powered by AI.

Try Now on Whatsapp

Try Now On Telegram

Talk to Money. Saly Gets It Done.

Move

Move

Move

money

money

money

smarter

smarter

smarter

Across

Across

Across

naira,

naira,

naira,

dollars

dollars

dollars

and

and

and

crypto

crypto

crypto

-

-

-

in

in

in

one

one

one

Conversation.

Conversation.

Conversation.

Move money with intelligence, not friction.

Instant Send & Receive

BUY, SELL & SWAP CRYPTO

BUSINESS ACCOUNTS

AI FINANCIAL INSIGHTS

VIRTUAL DOLLAR CARD

Adapted for the way you live and work

How Africa moves money with SALY AI

₦200M+

Lost Your Phone? Secure Your Saly Account Instantly

Passcode for Every Move

Passcode for Every Move

Passcode for Every Move

Keep It Hidden, Keep It Yours

Keep It Hidden, Keep It Yours

Keep It Hidden, Keep It Yours

Privacy on Your Terms

Privacy on Your Terms

Privacy on Your Terms

Blockchain Security

Blockchain Security

Blockchain Security

How people use Saly AI every day

Frequently asked questions

Can't find your answer?

Send. Swap. Spend. Smarter.

Send. Swap. Spend. Smarter.

Send. Swap. Spend. Smarter.

Scan the QR code to start using Saly AI

Scan the QR code to start using Saly AI

Scan the QR code to start using Saly AI