New
Your chill finance buddy
Meet Saly AI: Your Money’s New Bestie!
Forget boring banking. Just chat with Saly AI on WhatsApp, Telegram, iMessage, or in-app.
Send, Spend, Budget, Dollar Cards and Pay Bills — all with one simple message.
Forget boring banking. Just chat with Saly AI on WhatsApp, Telegram, iMessage, or in-app. Send, Spend, Budget, Dollar Cards and Pay Bills — all with one simple message.
Forget boring banking. Just chat with Saly AI on WhatsApp, Telegram, iMessage, or in-app. Send, Spend, Budget, Dollar Cards and Pay Bills — all with one simple message.
Key Features
Hey, take a look at our cool features!
Explore how Saly AI simplifies how money moves and can be managed with our innovative tool put in place.
Money Made Simple
Send and receive money in seconds, manage beneficiaries, and enjoy stress-free local transactions without the usual hassle.
Money Made Simple
Send and receive money in seconds, manage beneficiaries, and enjoy stress-free local transactions without the usual hassle.
Money Made Simple
Send and receive money in seconds, manage beneficiaries, and enjoy stress-free local transactions without the usual hassle.
One Card. Endless Borders.
Your money shouldn’t be limited by geography. With Saly’s card, shop globally, spend locally, and not bothered about cash.
One Card. Endless Borders.
Your money shouldn’t be limited by geography. With Saly’s card, shop globally, spend locally, and not bothered about cash.
One Card. Endless Borders.
Your money shouldn’t be limited by geography. With Saly’s card, shop globally, spend locally, and not bothered about cash.
Bills Payments
Light bill? Data? Netflix? Saly AI pays it all — in seconds. One platform. All your bills. Zero stress.
Bills Payments
Light bill? Data? Netflix? Saly AI pays it all — in seconds. One platform. All your bills. Zero stress.
Bills Payments
Light bill? Data? Netflix? Saly AI pays it all — in seconds. One platform. All your bills. Zero stress.
Budget & Insights
Saly AI helps track your spending live with categorized insights for smarter budgeting.
Budget & Insights
Saly AI helps track your spending live with categorized insights for smarter budgeting.
Budget & Insights
Saly AI helps track your spending live with categorized insights for smarter budgeting.
Future-Proof Your Payments
Schedule payments ahead of time — from bills to transfers — and let Saly handle it automatically, so you never miss a beat.
Future-Proof Your Payments
Schedule payments ahead of time — from bills to transfers — and let Saly handle it automatically, so you never miss a beat.
Future-Proof Your Payments
Schedule payments ahead of time — from bills to transfers — and let Saly handle it automatically, so you never miss a beat.
Talk, Snap, Done.
Chat with Saly like a friend — send voice notes, upload an account number photo, and Saly will process it instantly.
Talk, Snap, Done.
Chat with Saly like a friend — send voice notes, upload an account number photo, and Saly will process it instantly.
Talk, Snap, Done.
Chat with Saly like a friend — send voice notes, upload an account number photo, and Saly will process it instantly.
Quick Tips
Built with WhatsApp’s Privacy, Powered by Saly
With Saly AI, your money chats are as private as your late-night gist.
Passcode for Every Move
Every transfer, top-up, or bill payment on Saly AI is locked behind a passcode you set. Want extra control? Set spending limits so Saly always checks in before big moves.
Passcode for Every Move
Every transfer, top-up, or bill payment on Saly AI is locked behind a passcode you set. Want extra control? Set spending limits so Saly always checks in before big moves.
Passcode for Every Move
Every transfer, top-up, or bill payment on Saly AI is locked behind a passcode you set. Want extra control? Set spending limits so Saly always checks in before big moves.
Keep It Hidden, Keep It Yours
Tuck your Saly chat into a locked folder on WhatsApp. Only you can open it — with your phone’s password, fingerprint, or Face ID.
Keep It Hidden, Keep It Yours
Tuck your Saly chat into a locked folder on WhatsApp. Only you can open it — with your phone’s password, fingerprint, or Face ID.
Keep It Hidden, Keep It Yours
Tuck your Saly chat into a locked folder on WhatsApp. Only you can open it — with your phone’s password, fingerprint, or Face ID.
Privacy on Your Terms
Your Saly AI activity stays protected by your phone’s lock screen. Need even tighter privacy? Lock individual chats with a single tap — no one peeks but you.
Privacy on Your Terms
Your Saly AI activity stays protected by your phone’s lock screen. Need even tighter privacy? Lock individual chats with a single tap — no one peeks but you.
Privacy on Your Terms
Your Saly AI activity stays protected by your phone’s lock screen. Need even tighter privacy? Lock individual chats with a single tap — no one peeks but you.
Our Mission
Tap into the awesome power of Saly AI!
Tap into the awesome power of Saly AI!
Tap into the awesome power of Saly AI!
Empowering you to take charge of your financial future with intuitive tools and personalized insights.
Empowering you to take charge of your financial future with intuitive tools and personalized insights.
Empowering you to take charge of your financial future with intuitive tools and personalized insights.
Finance With Personality
At SalyPay, we bring Finance With Personality — powered by AI that listens, learns, and adapts to you. Money management feels less like math, more like conversation.
All Your Money in One Chat
Users juggle multiple banking apps, wallets, and budgeting apps — making it hard to track balances or transfers. Saly connects all your accounts (bank, wallet, SalyPay) into one AI.
Banking Without Stress
Traditional banking apps are complex, full of menus, and require multiple clicks just to perform simple actions. With Saly AI, users just chat like they do with a friend: “Send ₦5,000 to Tolu” → Done instantly. No stress, no endless navigation — just talk, and your money moves.
Here's what our users are chatting about!
The Saly AI platform is transforming how money is been moved and used. Here’s what users say.
Customer Stories
Review
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
"I love how Saly AI actually listens. I asked for my balance and it gave me a breakdown across my banks and wallet. No app-switching, no delay. This is the future of money 💜."
Deji
@deji
"I just told Saly AI ‘send 5k to my guy’ and boom it was done in seconds. No stress, no app navigation. It feels like chatting with my bank bestie!"
Hamina
@minat
"Cross-border transfer used to be wahala. With Saly AI, I just type the amount, and my cousin in Ghana gets it within minutes. Zero stress!"
Simon
@simon
Immediate Block
Lost Your Phone? Secure Your Saly Account Instantly
Lost Your Phone? Secure Your Saly Account Instantly
If your device is stolen or compromised, don’t worry you can freeze your Saly account right from any WhatsApp device. We’ll pause all payment activity and guide you through recovery.
If your device is stolen or compromised, don’t worry you can freeze your Saly account right from any WhatsApp device. We’ll pause all payment activity and guide you through recovery.
Got Questions? We've Got Answers
What is Saly AI?
Saly AI is your AI-powered money assistant that lives inside WhatsApp, Telegram, and the SalyPay app. With Saly, you can chat your way through payments, bills, transfers, and even budgeting—just like texting a friend.
How does Saly AI work?
Saly AI is like chatting with a friend who handles your money for you. You don’t need menus or complicated steps — just type naturally what you want, and Saly gets it done instantly. If you say “Send ₦5,000 to Tunde”, Saly moves the money.
What can I do with Saly AI?
With Saly AI, you can chat your way through money moves — send and receive cash instantly, pay bills, buy airtime and data, and even connect all your bank accounts in one place. You can fund your SalyPay wallet or cards, manage, and get smart budgeting insights to help you save better. Plus, you can automate your routine payments so money runs on autopilot.
Do I need the SalyPay app to use Saly AI?
Not at all! You can use Saly AI directly on WhatsApp or Telegram. But linking it with the SalyPay app unlocks even more powerful features like multi-currency wallets, and advanced AI insights.
Is Saly AI secure?
Yes. Saly AI uses bank-level encryption, two-factor authentication, and strict compliance checks. Your money and data are safe with us.
Can I connect multiple bank accounts?
Absolutely. You can link multiple accounts, and when you want to make a payment, Saly AI asks which one to use—or picks the best option automatically.
What makes Saly AI different from regular banking apps?
No stress, no menus, no endless taps. Just chat naturally—type, talk, or snap a picture of an account number—and Saly takes care of the rest. It’s banking that feels like a conversation.
Is Saly AI free to use?
Yes, chatting with Saly AI is free. Standard transaction fees (like transfers, FX conversions, or bill payments) may apply, but we keep them transparent and affordable.
How do I get started?
Just add Saly AI on WhatsApp or Telegram, say “Hi Saly 👋” and follow the simple onboarding steps. You’ll be ready to start making money moves in minutes.
What is Saly AI?
Saly AI is your AI-powered money assistant that lives inside WhatsApp, Telegram, and the SalyPay app. With Saly, you can chat your way through payments, bills, transfers, and even budgeting—just like texting a friend.
How does Saly AI work?
Saly AI is like chatting with a friend who handles your money for you. You don’t need menus or complicated steps — just type naturally what you want, and Saly gets it done instantly. If you say “Send ₦5,000 to Tunde”, Saly moves the money.
What can I do with Saly AI?
With Saly AI, you can chat your way through money moves — send and receive cash instantly, pay bills, buy airtime and data, and even connect all your bank accounts in one place. You can fund your SalyPay wallet or cards, manage, and get smart budgeting insights to help you save better. Plus, you can automate your routine payments so money runs on autopilot.
Do I need the SalyPay app to use Saly AI?
Not at all! You can use Saly AI directly on WhatsApp or Telegram. But linking it with the SalyPay app unlocks even more powerful features like multi-currency wallets, and advanced AI insights.
Is Saly AI secure?
Yes. Saly AI uses bank-level encryption, two-factor authentication, and strict compliance checks. Your money and data are safe with us.
Can I connect multiple bank accounts?
Absolutely. You can link multiple accounts, and when you want to make a payment, Saly AI asks which one to use—or picks the best option automatically.
What makes Saly AI different from regular banking apps?
No stress, no menus, no endless taps. Just chat naturally—type, talk, or snap a picture of an account number—and Saly takes care of the rest. It’s banking that feels like a conversation.
Is Saly AI free to use?
Yes, chatting with Saly AI is free. Standard transaction fees (like transfers, FX conversions, or bill payments) may apply, but we keep them transparent and affordable.
How do I get started?
Just add Saly AI on WhatsApp or Telegram, say “Hi Saly 👋” and follow the simple onboarding steps. You’ll be ready to start making money moves in minutes.
What is Saly AI?
Saly AI is your AI-powered money assistant that lives inside WhatsApp, Telegram, and the SalyPay app. With Saly, you can chat your way through payments, bills, transfers, and even budgeting—just like texting a friend.
How does Saly AI work?
Saly AI is like chatting with a friend who handles your money for you. You don’t need menus or complicated steps — just type naturally what you want, and Saly gets it done instantly. If you say “Send ₦5,000 to Tunde”, Saly moves the money.
What can I do with Saly AI?
With Saly AI, you can chat your way through money moves — send and receive cash instantly, pay bills, buy airtime and data, and even connect all your bank accounts in one place. You can fund your SalyPay wallet or cards, manage, and get smart budgeting insights to help you save better. Plus, you can automate your routine payments so money runs on autopilot.
Do I need the SalyPay app to use Saly AI?
Not at all! You can use Saly AI directly on WhatsApp or Telegram. But linking it with the SalyPay app unlocks even more powerful features like multi-currency wallets, and advanced AI insights.
Is Saly AI secure?
Yes. Saly AI uses bank-level encryption, two-factor authentication, and strict compliance checks. Your money and data are safe with us.
Can I connect multiple bank accounts?
Absolutely. You can link multiple accounts, and when you want to make a payment, Saly AI asks which one to use—or picks the best option automatically.
What makes Saly AI different from regular banking apps?
No stress, no menus, no endless taps. Just chat naturally—type, talk, or snap a picture of an account number—and Saly takes care of the rest. It’s banking that feels like a conversation.
Is Saly AI free to use?
Yes, chatting with Saly AI is free. Standard transaction fees (like transfers, FX conversions, or bill payments) may apply, but we keep them transparent and affordable.
How do I get started?
Just add Saly AI on WhatsApp or Telegram, say “Hi Saly 👋” and follow the simple onboarding steps. You’ll be ready to start making money moves in minutes.
The Super App Era is Almost Here
Launching Soon!
The Super App Era is Almost Here
Launching Soon!
The Super App Era is Almost Here
Launching Soon!